Union Commercial Vehicle Insurance
Coverage
There are three options available for your convenience.
3rd Party Only
Provides cover to 3rd parties for:
- Bodily injury & Death
- Property Damage
3rd Party Fire & Theft
Provides cover for:
- Bodily injury & Death to 3rd Parties
- Property Damage to 3rd Parties
- Damage to vehicle by Fire
- Loss of vehicle due to theft
Comprehensive Policy
Provides cover for:
- Bodily injury & Death to 3rd Parties
- Property Damage to 3rd Parties
- Loss or Damage to vehicle by:
Accidental external means, fire, external explosion, self- ignition, lighting, burglary, theft & malicious damage.
Options available for Comprehensive Cover:
- Personal Accident Benefits: provides benefits up to Rs. 100,000/- for specified people.
- Workmen's Compensation (for the Driver): indemnifies the insured against legal liability under the Workmen's Compensation Act of 1934.
- Windscreen & Window Damage: covers damages to your windscreen and windows without affecting the "No Claim Bonus"
- Towing Charges: allows a maximum of Rs.7,500/- for towing.
- Flood Damage: indemnifies the insured against damage due to floods.
- Cover provided for terrorism, strike, riot and civil commotion.
- Indemnifies against cost of replacing airbag if inflated due to an accident.
