Union Home Protector
This Householders Insurance Policy is a comprehensive shelter that protects the house and the various contents in it against variety of risks and contingencies.
Sum Insured: The sum insured on property must represent reinstatement value other wise known as new for old values.
What it covers
The scope of cover under the policy is divided in to:-
- Section 1* & 2 - Covering building and contents respectively, for Fire and allied perils including burglary, electrical extra, temporary removal, accidental breakage of glass and domestic pets.
- Section 3 - Personal liability
- Section 4 - Personal accident for Insured and spouse
- Section 5 - Workme's compensation for domestic employees Riot & Strike and Terrorism to applicable sections
* Section 1 is compulsory
Major exclusions
- Political risks exclusions
- Radioactive exclusions
- Pollution/contamination exclusions
